If you are on a personal connection, like at home, you can run an anti-virus scan on your device to make sure it is not infected with malware. Guardian does not provide any services related to this program. Policy limitations and exclusions apply. Guardian makes it easy for members to access quality preventive dental care because of its clear connection to overall health, as well as the savings gained by avoiding major services and dental procedures down the line. Please refer to your policy for a complete list of limitations and exclusions. That means if you already have a dentist you love, they likely take one of our policies. Log in to your account to find a provider, file a claim and more. Another way to prevent getting this page in the future is to use Privacy Pass. You may need to download version 2.0 now from the Chrome Web Store. In the event of a conflict between this document and the language stated in your Guardian insurance policy, the language of the policy shall control. FLORIDA Policy Form IP-1-MDG-DHMO-FL-OFF-17, NEW YORK Policy Form IP-MDG-NY-FP-OFF-17, NEW JERSEY Policy: IP-MDG-DHMO-NJ-17, TEXAS Policy: IP-1-MDG-DHMO-TX-17, ILLINOIS Policy: IP-FCW-DHMO-IL-17. Completing the CAPTCHA proves you are a human and gives you temporary access to the web property. The Centers for Disease Control and Prevention (CDC) calculate that 80% of the U.S. population has had at least one cavity by age 34, and more than 50% show signs of periodontal (gum) disease.3. It helps ensure you don’t end up with expensive bills when you need more extensive dental work or oral surgery. GUARDIAN® is a registered service mark of The Guardian Life Insurance Company of America®. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not … Unlike other forms of health insurance, seniors pay the same rate as younger consumers. Oral health issues are among the most common — and the most preventable — health concerns impacting the American public. Guardian reserves the right to discontinue the College Tuition Benefit program at any time without notice. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof. Policy Form IP-DEN-16 ET. Dental insurance costs can start as low as $8.06 month depending on where you live and what is covered. All rights reserved. Dental insurance doesn’t just cover cavities and cleanings, it helps cover some of the cost you pay every time you visit the dentist. Most policies are straightforward and specific regarding what procedures are covered and exactly how much you pay out-of-pocket. https://www.nadp.org/Dental_Benefits_Basics/Dental_BB_1.aspx, https://www.guardianlife.com/dental-insurance/dental-health-and-wellness-study, https://www.cdc.gov/oralhealth/conditions/periodontal-disease.html, https://www.ncbi.nlm.nih.gov/pmc/articles/PMC2821841/, https://www.nidcr.nih.gov/sites/default/files/2017-10/hck1ocv.%40www.surgeon.fullrpt.pdf, Confidentiality for domestic violence victims. This policy provides DENTAL insurance only. Our employee-focused dental packages give you easy ways to help protect your health and save. If Guardian is offered through your employer, contact your benefits department to learn more. You can find coverage for dental implants and child orthodontic treatment through Guardian … Depending on where you live, Guardian offers a range of dental plans for individuals, families, or company dental plans. DENTAL … SAGE CTB, LLC is not a subsidiary or an affiliate of Guardian. In recent years, there has been an increasing amount of scientific research outlining the connection between good dental health and good health elsewhere in the body. DENTAL HMO PLANS FLORIDA Policy Form IP-1-MDG-DHMO-FL-OFF-17 NEW YORK Policy Form IP-MDG-NY-FP-OFF-17 Products Underwritten by Managed Dental Guard, Inc. This phone number is Guardian Dental Insurance's Best Phone Number because 6,570 customers like you used this contact information over the last 18 months and gave us feedback. Dental coverage helps protect your overall oral care. • DENTAL PPO PLANS Policy Form IP-DEN-16 ET. While asthma is often considered the most common chronic childhood health condition, dental decay is actually five times more common.4 As the relationship between oral health and overall health becomes clearer, the health implications of untreated oral disease continue to expand: exacerbating other diseases and involving facets of mental health such as self-confidence and social stigma.5. Plan documents are the final arbiter of coverage. Products are not available in all states. © 2020, The Guardian Life Insurance Company of America, New York, NY. 2 “Diabetes and Periodontal Disease,” WebMD, April 2015, 3 https://www.nadp.org/Dental_Benefits_Basics/Dental_BB_1.aspx, 4 https://www.guardianlife.com/dental-insurance/dental-health-and-wellness-study, 5 https://www.cdc.gov/oralhealth/conditions/periodontal-disease.html, 6 https://www.ncbi.nlm.nih.gov/pmc/articles/PMC2821841/, 7 https://www.nidcr.nih.gov/sites/default/files/2017-10/hck1ocv.%40www.surgeon.fullrpt.pdf, 9 https://www.nadp.org/Dental_Benefits_Basics/Dental_BB_1.aspx. The Tuition Rewards program is provided by SAGE CTB, LLC. We have more than 120,000 providers at more than 420,000 locations in our nationwide network, and we’re always making our network stronger. This policy provides DENTAL insurance only. They also give you access to our exclusive College Tuition Benefit program. If you have insurance outside Guardian that uses the DentalGuard Preferred Select network , search within that network. Cloudflare Ray ID: 5f0ef26c185df724 Policy Form #GP-1-DG2000, et al. Find a plan that fits your needs and enroll today! Guardian ® works to make insurance accessible to everyone, and over the years has served over 20 million Americans.. Your IP: The College Tuition Benefit is not an insurance benefit and may not be available in all states. Products are not available in all states. Poor oral health has been linked to conditions like diabetes, heart disease, and stroke, so while brushing and flossing every day might help keep your teeth clean, nothing can replace regular visits to the dentist.1.